  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --navy: #0d1f35;
    --navy-light: #162d4a;
    --gold: #c9a84c;
    --gold-light: #e8c97a;
    --cream: #f7f4ef;
    --text: #1a1a2e;
    --muted: #64748b;
    --white: #ffffff;
  }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'DM Sans', sans-serif;
    background: var(--cream);
    color: var(--text);
    min-height: 100vh;
  }

  /* ── HERO ── */
  .hero {
    background: var(--navy);
    position: relative;
    overflow: hidden;
    padding: 80px 24px 90px;
    text-align: center;
  }

  .hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 80% 60% at 50% 0%, rgba(201,168,76,0.12) 0%, transparent 70%);
    pointer-events: none;
  }

  /* Subtle grid texture */
  .hero::after {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
      linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
      linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
    background-size: 48px 48px;
    pointer-events: none;
  }

  .hero-inner { position: relative; z-index: 1; max-width: 680px; margin: 0 auto; }

  .logo {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 48px;
  }
  .logo-dot {
    width: 10px; height: 10px;
    background: var(--gold);
    border-radius: 50%;
    animation: pulse 2.4s ease-in-out infinite;
  }
  @keyframes pulse {
    0%,100% { opacity:1; transform: scale(1); }
    50% { opacity:0.5; transform: scale(1.3); }
  }
  .logo-text {
    font-family: 'DM Sans', sans-serif;
    font-weight: 500;
    font-size: 15px;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.6);
  }

  .hero h1 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 6vw, 3.2rem);
    font-weight: 700;
    color: var(--white);
    line-height: 1.18;
    margin-bottom: 20px;
  }

  .hero h1 span { color: var(--gold); }

  .hero p {
    font-size: 17px;
    color: rgba(255,255,255,0.65);
    line-height: 1.65;
    max-width: 520px;
    margin: 0 auto 40px;
    font-weight: 300;
  }

  .btn-cta {
    display: inline-block;
    background: var(--gold);
    color: var(--navy);
    font-family: 'DM Sans', sans-serif;
    font-weight: 500;
    font-size: 16px;
    letter-spacing: 0.04em;
    padding: 16px 40px;
    border-radius: 4px;
    text-decoration: none;
    border: none;
    cursor: pointer;
    transition: background 0.2s, transform 0.15s;
    box-shadow: 0 4px 24px rgba(201,168,76,0.35);
  }
  .btn-cta:hover { background: var(--gold-light); transform: translateY(-1px); }
  .btn-cta:active { transform: translateY(0); }

  /* ── TRUST ── */
  .trust {
    background: var(--navy-light);
    border-top: 1px solid rgba(255,255,255,0.06);
    padding: 20px 24px;
  }
  .trust-inner {
    max-width: 680px;
    margin: 0 auto;
    display: flex;
    justify-content: center;
    gap: 32px;
    flex-wrap: wrap;
  }
  .trust-item {
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.65);
    font-size: 14px;
    font-weight: 400;
  }
  .trust-icon {
    width: 18px; height: 18px;
    background: var(--gold);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
  }
  .trust-icon svg { width: 10px; height: 10px; fill: var(--navy); }

  /* ── FORM SECTION ── */
  .form-section {
    padding: 72px 24px 80px;
  }
  .form-card {
    max-width: 540px;
    margin: 0 auto;
    background: var(--white);
    border-radius: 8px;
    box-shadow: 0 2px 40px rgba(13,31,53,0.1);
    padding: 48px 40px;
  }

  @media (max-width: 520px) {
    .form-card { padding: 32px 24px; }
  }

  .form-heading {
    font-family: 'Playfair Display', serif;
    font-size: 1.6rem;
    color: var(--navy);
    margin-bottom: 6px;
  }
  .form-sub {
    font-size: 14px;
    color: var(--muted);
    margin-bottom: 32px;
  }

  .field { margin-bottom: 20px; }
  .field label {
    display: block;
    font-size: 13px;
    font-weight: 500;
    color: var(--navy);
    margin-bottom: 6px;
    letter-spacing: 0.02em;
  }
  .field input,
  .field select {
    width: 100%;
    padding: 13px 16px;
    border: 1.5px solid #d9dde4;
    border-radius: 4px;
    font-family: 'DM Sans', sans-serif;
    font-size: 15px;
    color: var(--text);
    background: #fafafa;
    outline: none;
    transition: border-color 0.15s, box-shadow 0.15s;
    appearance: none;
    -webkit-appearance: none;
  }
  .field input:focus,
  .field select:focus {
    border-color: var(--gold);
    box-shadow: 0 0 0 3px rgba(201,168,76,0.15);
    background: #fff;
  }
  .field input::placeholder { color: #b0b8c4; }

  .select-wrap { position: relative; }
  .select-wrap::after {
    content: '';
    position: absolute;
    right: 14px; top: 50%;
    transform: translateY(-50%);
    width: 0; height: 0;
    border-left: 5px solid transparent;
    border-right: 5px solid transparent;
    border-top: 6px solid var(--muted);
    pointer-events: none;
  }

  .btn-submit {
    width: 100%;
    margin-top: 8px;
    padding: 16px;
    background: var(--navy);
    color: var(--white);
    font-family: 'DM Sans', sans-serif;
    font-weight: 500;
    font-size: 16px;
    letter-spacing: 0.04em;
    border: none;
    border-radius: 4px;
    cursor: pointer;
    transition: background 0.2s, transform 0.15s;
  }
  .btn-submit:hover { background: var(--navy-light); transform: translateY(-1px); }
  .btn-submit:active { transform: translateY(0); }

  /* ── SUCCESS ── */
  .success-msg {
    display: none;
    text-align: center;
    padding: 16px 0 0;
  }
  .success-msg .check {
    width: 52px; height: 52px;
    background: #edf7f0;
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 16px;
  }
  .success-msg .check svg { width: 24px; height: 24px; stroke: #2d9d5f; }
  .success-msg h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1.3rem;
    color: var(--navy);
    margin-bottom: 8px;
  }
  .success-msg p { font-size: 15px; color: var(--muted); line-height: 1.6; }

  /* ── FOOTER ── */
  footer {
    background: var(--navy);
    padding: 28px 24px;
    text-align: center;
  }
  .footer-inner { max-width: 620px; margin: 0 auto; }
  .footer-disclaimer {
    font-size: 12px;
    color: rgba(255,255,255,0.35);
    line-height: 1.7;
    margin-bottom: 10px;
  }
  .footer-contact {
    font-size: 13px;
    color: rgba(255,255,255,0.45);
  }
  .footer-contact a {
    color: var(--gold);
    text-decoration: none;
  }
  .footer-contact a:hover { text-decoration: underline; }

  /* ── SPINNER ── */
  .spinner {
    display: none;
    width: 18px; height: 18px;
    border: 2px solid rgba(255,255,255,0.3);
    border-top-color: #fff;
    border-radius: 50%;
    animation: spin 0.7s linear infinite;
    margin: 0 auto;
  }
  @keyframes spin { to { transform: rotate(360deg); } }

  /* Fade in */
  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(18px); }
    to   { opacity: 1; transform: translateY(0); }
  }
  .hero-inner > * { animation: fadeUp 0.7s ease both; }
  .hero-inner > *:nth-child(1) { animation-delay: 0.05s; }
  .hero-inner > *:nth-child(2) { animation-delay: 0.15s; }
  .hero-inner > *:nth-child(3) { animation-delay: 0.25s; }
  .hero-inner > *:nth-child(4) { animation-delay: 0.35s; }